20522 Ardore LN, ESTERO FL 33928
$650,000.00
BELLA TERRA
MLS: 225072484
Bedrooms
4+Den
BathRooms
3
Year Build
2006
Payment
$3,892.02
Living Area
2557 sqft
Lot Size in Sq.ft
10498 sqft
List Price/SqFt
$254.20
Status
Active
20522 Ardore LN, ESTERO FL 33928 at BELLA TERRA - $650,000.00 - Residential - 4 Beds - 3.0 Baths - 2557 Sqft - 2006 Build. BELLA TERRA - Lee - ESTERO - FL
Welcome to 20522 Ardore Ln in the highly desirable gated community of Bella Terra in Estero. This 4+Den, 3-bath, 2-story home offers 2,557 sq ft of beautifully upgraded living space with features rarely found outside of luxury homes in the $2M–$3M range. Nearly every aspect of this residence has been enhanced, starting with a new roof (April 2020), a brand-new HVAC system (April 2025), and a European high-capacity tankless water heater (2025), giving buyers peace of mind for years to come. The heart of the home is a stunning $70K European-style kitchen accented by $50K quartz countertops, top-of-the-line appliances—including double dishwashers and double laundry—and designer feature walls with a custom fireplace. Additional updates include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, mini-split A/C in the garage, blown-in insulation, a full LED lighting upgrade, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional wiring. The screened lanai with picture-window design provides the perfect spot to relax and unwind. Bella Terra residents enjoy resort-style amenities with lower HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, inline skating, playgrounds, sports fields, and miles of walking trails. Ideally located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the white sandy beaches of Bonita and Barefoot Beach, this home delivers both convenience and luxury. With over $200K in recent upgrades and a community lifestyle that is second to none, 20522 Ardore Lane is move-in ready and truly one of a kind.
MLS DETAILS
City
ESTERO
County
Lee
Township
NA
ParcelNumber
29-46-26-E3-0400D.0510
Development Name
BELLA TERRA
Sub Condo
BELLA TERRA
Architectural Style
Two Story, Single Family
Courtesy Of
Real Broker, LLC
View
Landscaped Area, Preserve
Showing Instructions
NA
Living Area
2557 Sqft
Lot Size
10498 Sqft
Lot Dimension
43 X 150 X 98 X 150
Furnished
Unfurnished
Levels
2
Property Type
Residential
Road Surface Type
Paved
Water Source
Reverse Osmosis - Entire House
Flooring
Vinyl
Floor Plan Type
Split Bedrooms, 2 Story
MLS Area Major
ES03 - Estero
Storm Protection
Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric
Community Types
Gated, Tennis
Community Features
Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Building Features
DSL/Cable Available
Building Description
2 Story
Equipment
Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Washer/Dryer Hookup
Rooms Details
Den - Study, Family Room, Laundry in Residence, Loft, Screened Lanai/Porch
FINANCIALS
Recurring Fee
HOA Fee:
$573.00 - Quarterly
Master HOA Fee:
$238.00 - Quarterly
Condo Fee:
$0.00
Special Assessment Fee:
$0.00
Other Fee:
$0.00
Land Lease:
$0.00
Annual Food & Beverage Min::
$0.00
Mandatory Club Fee:
$0.00
Rec. Lease Fee:
$0.00
Total Anual Recurring Fee:
$3,244.00
One Time Fee
Mandatory Club Fee:
$0.00
Land Lease:
$0.00
Rec. Lease Fee:
$0.00
Other Fee:
$0.00
Spec Assessment:
$0.00
Transfer Fee:
$200.00
Application Fee:
$0.00
Total One Time Fee:
$2,140.00
Association Amenities [Included in Fees]
Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Fee Includes
Cable, Lawn/Land Maintenance, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance
Tax Annual Amount
$6,716.10
INTERIOR FEATURES
Rooms Total
Bedrooms
4
BathroomsFull
3
BathroomsHalf
Living Area
2557 Sqft
Sewer
Utilities
Carport Spaces
Covered Spaces
2
Electric
Pets Allowed
Limits
Irrigation Source
Central
Garage Spaces
2
Gas
Green Energy Generation
Irrigation Source
Central
Private Pool
No
Pool Features
Community
Private SPA
Yes
Spa Features
Community, Above Ground, Heated Electric, Screened
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer
Interior Features
Built-In Cabinets, Pantry, Walk-In Closet(s)
Bedroom Features
Master BR Upstairs, Split Bedrooms
Dining Room Features
Breakfast Bar, Formal
Window Features
Door Features
Laundry Features
Washer/Dryer Hookup, Laundry in Residence
Patio And Porch Features
Spa Features
Community, Above Ground, Heated Electric, Screened
Cooling
Ceiling Fan(s), Central Electric
Heating
Central Electric
Foundation Details
Concrete Block
EXTERIOR FEATURES
Total Parking
2
Roof
Tile
Fencing
Frontage Type
Gulf Access
Boat Access
Car Port Spaces
Car Port Desc
Construction Materials
Concrete Block, Stucco
Foundation Details
Concrete Block
Exterior Features
Screened Lanai/Porch
Security Features
Gated Community
Accessibility Features
Fireplace Features
Parking Features
Attached
Amenities
Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Waterfront Features
None
Pool Features
Community
SCHOOL DETAILS
Elementary School
PINEWOODS ELEMENTARY
Elementary School District
NA
Middle / Junior School
THREE OAKS MIDDLE
Middle / Junior School District
NA
High School
CHOICE
High School District
NA
YOUR REAL ESTATE EXPERT
Rick & Chris Parlante are professional real estate agents specializing in the South West Florida real estate market.
The Parlante Group Real Estate | Downing-Frye Realty, Inc.
8950 Fontana Del Sol Way #100 Naples, FL 34109
Direct Line 239-261-9050 | Fax 239-330-9004
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